Should You Actually Do Anything About the New ISA Rules?
If you’ve glanced at the news this month and seen headlines about ISA changes, a 22% tax charge, and savings rates jumping around, you might be wondering whether you need to log in and shuffle your money right now. For most people, the honest answer is no — not yet, and maybe not at all. But a few of the details confirmed this summer are worth understanding, because they change how some savers should think about where cash sits, and they help explain why a “top rate” headline isn’t always what it seems.