Cash ISA or Ordinary Savings Account: How to Choose Now That Interest Rates Have Changed the Maths
You check your savings balance, notice the interest has crept up nicely this year, and a new question appears alongside the good news: is any of this now taxable? For years that question barely mattered. Now it does, and from 2027 the ISA rules themselves are shifting too — which makes this the right moment to understand, in plain terms, what a cash ISA actually does for you.