Retirement Money, Sorted by Job: Cash, Investments, and the Accounts That Hold Them
A retired blogger who tracks every dividend and every trim of his portfolio recently updated his readers on how he and his wife hold their money: a mix of a defined-benefit pension he’s still deciding whether to keep, locked-in accounts, a corporation, non-registered stocks, RRSPs, and TFSAs, with roughly 90% in equities and 10% in cash across most buckets. It’s a detailed, personal snapshot — and it’s also a useful excuse to step back and ask a much simpler question: not “what should I own,” but “what job is each dollar doing?”
